Glossary Background

Investment Guidance Direct

Direct mutual fund plans do not come with built-in investment guidance or advisory services. Investors are expected to research, select, and manage their funds independently. This approach suits those who have a good understanding of mutual funds, market behavior, and their own financial goals. However, beginners or those unsure about fund selection might find the lack of expert advice challenging. While many online tools and resources are available to assist, the responsibility for all decisions lies with the investor. Direct plans offer cost savings and control but require a more hands-on approach to investment management and strategy.